Web Site Name
MANCHEE & MANCHEE, P.C.
Attorneys At Law
(972) 960-2240

NOTICE TO BANKRUPTCY FILERS

IF YOU SURRENDERED YOUR HOME IN BANKRUPTCY
BEWARE!

YOUR MORTGAGE LENDER OR SERVICER MAY BE VIOLATING YOUR RIGHTS

Mortgage lenders and servicers often continue trying to collect their discharged debts in violation of the bankruptcy automatic stay, the discharge injunction and other state and federal laws. If you are still getting phone calls, statements or other correspondence from mortgage servicers after your case has been discharged, it is likely that you are a victim of this illegal activity. 

CHAPTER 13 FILERS

Once you file chapter 13 your unsecured creditors should not be calling you. If you get a phone call from one of these creditors or a collection agency collecting for them, note the date and time, get their name, telephone number, the name of the creditor they represent, tell them you are in an active Chapter 13 bankruptcy and that they should not be calling you. If they call you call again, report it to your bankruptcy attorney.  If your bankruptcy attorney doesn't handle stay violation cases, contact us and we may be able to help you out.


CHAPTER 13 FILERS

Once you file chapter 13 your creditors should not be calling you. If you get a phone call from one of these creditors or a collection agency collecting for them, note the date and time, get their name, telephone number, the name of the creditor they represent, tell them you are in an active Chapter 13 bankruptcy and that they should not be calling you. If they call you call again, report it to your bankruptcy attorney.  If your bankruptcy attorney doesn't handle stay violation cases, contact us and we may be able to help you out.