Web Site Name
MANCHEE & MANCHEE, P.C.
Attorneys At Law
(972) 960-2240

NOTICE TO BANKRUPTCY FILERS

IF YOU SURRENDERED YOUR HOME IN BANKRUPTCY
BEWARE!

YOUR MORTGAGE LENDER OR SERVICER MAY BE VIOLATING YOUR RIGHTS

Mortgage lenders and servicers often continue trying to collect their discharged debts in violation of the bankruptcy automatic stay, the discharge injunction and other state and federal laws. If you are still getting phone calls, statements or other correspondence from mortgage servicers after your case has been discharged, it is likely that you are a victim of this illegal activity. 

CHAPTER 13 FILERS

Once you file chapter 13 your unsecured creditors should not be calling you. If you get a phone call from one of these creditors or a collection agency collecting for them, note the date and time, get their name, telephone number, the name of the creditor they represent, tell them you are in an active Chapter 13 bankruptcy and that they should not be calling you. If they call you call again, report it to your bankruptcy attorney.  If your bankruptcy attorney doesn't handle stay violation cases, contact us and we may be able to help you out.


IF YOU ARE RECEIVING UNWANTED CREDIT MONITORING EMAILS FROM A DISCHARGED CREDITOR, THAT MEANS THIS CREDITOR IS STILL PULLING YOUR CREDIT REPORTS

Recently, we have uncovered activity by various banks and credit card issuers that may be in violation of your discharge injunction as well as other state and federal laws. Are you receiving email messages from a former creditor providing credit-monitoring? This could be a violation of your discharge and mean that this creditor is illegally accessing your credit reports and passing on your private information to its affiliates. Even if it has been a few years since you filed bankruptcy, you may still be eligible to file a claim now if this creditor is illegally accessing your credit reports.

CALL NOW FOR MORE INFORMATION 
(972) 628-6414