Unfortunately, lenders don’t always stop trying to collect the debts owed to them after they have been discharged in bankruptcy. Nor do they always properly report the bankruptcy discharge on consumers' credit reports. Sometimes this conduct is inadvertent, but often it is intentional. This is particularly true when it comes to mortgage companies and their servicers.

If you surrendered a home in your bankruptcy, we urge you to contact us immediately because mortgage lenders and servicers could be seriously damaging your credit by incorrectly reporting the discharge, illegally pulling your credit reports or selling your account to debt buyers. 

If you are still getting statements, letters or telephone calls about your discharged home mortgage, it is likely that you will have a valuable claim against such lender. So don't throw these documents away, they are valuable evidence.

At no out-of-pocket costs to our clients, over the past seven years we have filed and settled hundreds of claims, putting a stop to discharge violations, illegal credit pulls or inaccurate reporting and other violations of federal and state laws. 

We know consumers coming out of bankruptcy don’t have extra money to be hiring attorneys to enforce their legal rights, so all our cases are filed on a contingent fee basis. Our clients never pay us any fees or expenses out of pocket.

Contact us now if you think you are a victim of these type violations.

(972) 960-2240  * email us at bill@mancheelawfirm.com or

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